Rates from 39.9% APR to 1333% APR - Please see representative APR example below - Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How It Works

How It Works

Here's how the site process works and how we'll help you find a loan from one of our panel of lenders.

In our role of credit broker, we're here to try and source a lender for you and help you avoid any pitfalls. As opposed to you applying to each lender individually, we give you more choice by completing one application that we check against our panel of lenders.

1. You complete the online application form and we get straight to work matching your details to one of our lenders.

2. If one of our lenders comes forward, you're redirected to the relevant lender's website and they take you through the next stage of the process. If all goes well, you should have your loan soon afterwards - depending on the lender and on your bank's timescales, this can be within minutes. 

If you're still feeling a bit unsure, there's further information below or check out our FAQ page for answers to more specific questions.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.